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NABARD (National Bank For Agriculture And Rural Development)

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NABARD- 13angle.com

Introduction

  • NABARD is a financial institution that was set up by the Indian government to promote sustainable agriculture and rural development in the country. The functions of NABARD include the propagation of technological innovations, financial and non-financial solutions, and institutional development. The bank has been entrusted with matters concerning policy, planning, and operations in the field of credit for agriculture and other economic activities in rural areas in India. NABARD is active in developing and implementing financial inclusion. The Importance of Institutional Credit in Boosting Rural Economy Has Been Clear to The Government of India Right from Its Early Stages of Planning. Therefore, The Reserve Bank of India (RBI) At the Insistence of The Government of India.

Mission Of NABARD

  • Promote sustainable and equitable agriculture and rural development through participative financial and non-financial interventions, innovations, technology and institutional development for securing prosperity.

Historical Background

  • In the year 1982, CRAFICARD or the Committee to Review Arrangements of Institutional Credit for Agriculture and Rural Development recommended the establishment of a developmental bank, and accordingly, NABARD was set up. The Committee was formed on 30 March 1979, under the Chairmanship of Shri B. Sivaraman, a former member of the Planning Commission, Government of India.

  • It was formed by a special parliamentary act. The chief focus of the organization was the advancement of rural India by enhancing the flow of credit for the upliftment of agriculture as well as the rural non-agricultural sector.

  •  NABARD came into existence on 12 July 1982 by transferring the agricultural credit functions of RBI and refinance functions of the then Agricultural Refinance and Development Corporation (ARDC). It was dedicated to the service of the nation by the late Prime Minister Smt. Indira Gandhi on 05 November 1982. Set up with an initial capital of Rs.100 crore, its paid-up capital stood at Rs.14,080 crore as on 31 March 2020. Consequent to the revision in the composition of share capital between the Government of India and RBI, NABARD today is fully owned by the Government of India.

  • NABARD has been instrumental in grounding rural, social innovations and social enterprises in the rural hinterlands. As of May 2020, NABARD operates at 32 Regional Offices in the country. It has in the process partnered with about 4000 partner organizations in grounding many of the interventions be it, SHG-Bank Linkage program, tree-based tribal communities’ livelihoods initiative, watershed approach in soil and water conservation, increasing crop productivity initiatives through lead crop initiative or dissemination of information flow to agrarian communities through Farmer clubs. Despite all this, it pays huge taxes too, to the exchequer – figuring in the top 50 taxpayers consistently. NABARD virtually ploughs back all the profits for development spending, in their unending search for solutions and answers. Thus, the organization had developed a huge amount of trust capital in its 3 decades of work with rural communities.

The Role Of NABARD

  • The responsibility of coordinating all the financing activities in the rural areas with all institutions involved in the developmental projects falls on the NABARD. It has to stay in touch with all major institutions, including the Indian government, Reserve Bank of India or RBI, state governments, or any other major institutions that may be a part of the ongoing agriculture or rural development activities.

  • NABARD provides investment and production credit for various developmental activities and projects taking place in rural areas, which will help enhance rural development and facilitate rural prosperity. As this bank is the center or the main financing agency for all such developmental projects, the responsibility falls on the bank to ensure that the projects receive the proper financing and promotion.

  • NABARD takes action towards monitoring, formulating strategies for the rehabilitation schemes, restructuring credit institutions and training personnel, etc., through making an improvement in the credit delivery systems absorptive capacity and building a strong institution with an aim to achieve the same.

  • After the bank has refinanced a developmental project or activity taking place in the rural region, the responsibility of monitoring and evaluating the project or activity also falls on the NABARD.

  • The National Bank refinances all the financial institutions that finance the rural development projects for Agriculture and Rural Development or NABARD as it is the specific bank for looking after all agriculture and rural developments in the country.

  • NABARD keeps all the client institutions in check and provides training facilities to all the institutions that are working towards rural upliftment or want to work for rural development in the future.

  • NABARD refinances the financial institutions which finances the rural sector.

  • It regulates the institutions which provide financial help to the rural economy.

  • It provides training facilities to the institutions working in the field of rural upliftment.

  • It regulates and supervise the cooperative banks and the RRB’s, throughout entire India.

  • It refinances to the complete extent for those projects which are operated under the ‘National Watershed Development Programme ‘and the ‘National Mission of Wasteland Development’.

  • It also has a system of District Oriented Monitoring Studies, under which, study is conducted for a cross section of schemes that are sanctioned in a district to various banks, to ascertain their performance and to identify the constraints in their implementation, it also initiates appropriate action to correct them.

  • It is engaged in regulations of the cooperative banks and the RRB’s, and manages their talent acquisition through IBPS CWE conducted across the country.

  • Along with all the above roles, the National Bank for Agriculture and Rural Development also keeps the portfolio of the Natural Resource Management Programmes.

Functions Of NABARD

Role of NABARD- 13angle.com
  • In an effort to keep up with its roles, the National Bank for Agriculture and Rural Development undergoes four central functions. These four central functions performed by the NABARD are—credit functions, financial functions, supervisory functions, and development functions.

  •  To understand all these four functions performed by the NABARD, let’s go through all of them one by one.
  1. Credit functions -As the main provider of credit facilities in rural areas, the National Bank for Agriculture and Rural Development or NABARD performs the credit functions. Under these functions, the bank provides, regulates, and monitors the credit flow in the rural parts of the nation.

  2. Financial functions- NABARD has many client banks and institutions that help and assist in the developmental activities in rural areas. By performing the financial functions, the National Bank for Agriculture and Rural Development NABARD provides loans to these client banks and institutions like handicraft industries, food parks, processing units, artisans, and many more.

  3. Supervisory functions –As already discussed above, NABARD is the apex institution that looks after agriculture and rural development. This is why the responsibility of monitoring and regulating all the development activities and projects fall on this institution. Given this role, the NABARD performs supervisory functions in which it has to keep a check on all the client banks, institutions, credits, and non-credits societies that are a part of the developmental tasks taking place in the rural areas.

  4. Development Functions -As you must be pretty much aware by now that the primary role of the National Bank for Agriculture and Rural Development or NABARD is to focus on developing sustainable agriculture and promoting rural development, the bank performs development functions in an effort to stay true to this role. Under developmental functions, the NABARD helps rural banks prepare action plans for developmental activities.

  • Almost one-third of its cumulative disbursements are related to climate change adaptation and mitigation activities. NABARD sought accreditation to the GCF in order to continue implementing its climate change adaptation and mitigation projects and programs, which are well aligned with the results areas of the GCF, particularly food and water security, forestry, and landscape management, enhancing livelihoods and ecosystem services. Leveraging its long-standing partnerships and experience, NABARD intends to undertake low-emissions and climate-resilient sustainable development that reduces the impacts of climate change.

  • The National Bank for Agriculture or Rural Development or NABARD performs all the above roles and functions efficiently and has a great impact on the agricultural progress and rural development in the country.

Some of the milestones in NABARD’s activities are:

Business Operations:-

  1. Production Credit: NABARD sanctioned aggregating of 66,418 crore short-term loans to Cooperative Banks and Regional Rural Banks (RRBs) during 2012-13, against which, the maximum outstanding was 65,176 crores.

  2. Investment Credit: Investment Credit for capital formation in agriculture & allied sectors, non-farm sector activities, and services sector to commercial banks, RRBs, and co-operative banks reached a level of 17,674.29 crores as on 31 March 2013 registering an increase of 14.6 percent, over the previous year.

  3. Rural Infrastructure Development Fund (RIDF): Through the Rural Infrastructure Development Fund (RIDF) 16,292.26 crore was disbursed during 2012-13. A cumulative amount of 1,62,083 crore has been sanctioned for 5.08 lakh projects as on 31 March 2013 covering irrigation, rural roads, and bridges, health and education, soil conservation, drinking water schemes, flood protection, forest management, etc.

About NABARD Exams

NABARD exam- 13angle.com

1. NABARD Grade A 2022:-

  • NABARD Grade A 2022 Notification Out: National Bank for Agriculture and Rural Development (NABARD) has published the official notification inviting online applications from interested and eligible candidates for 170 vacancies of Grade ‘A’ assistant manager posts in Rural Development Banking Service (RDBS)/ Rajbhasha Service on 18th July 2022. 

  • The NABARD Grade A Online Application link has been opened from 18th July to 07th August 2022. The aspiring candidates who were waiting for the release of NABARD Grade A Notification 2022 must go through all the details of the recruitment drive.

NABARD Grade A 2022 – Selection Process

The Selection Process for NABARD Grade A Assistant Manager includes the three stages as given below-

  1. Prelims Exam
  2. Mains Exam
  3. Interview

S.No Post Name UR SC ST OBC EWS Total
I Assistant Manager (RDBS)
1. General 33 12 06 21 08 80
2. Agriculture Engineering 01 01 02 01 05
3. Fisheries 01 01 02
4. Forestry 01 01 02
5. Land Development/Soil Science 01 01 01 03
6. Plantation/Horticulture 01 01 02
7. Civil Engineering 01 01 01 03
8. Environmental Engg/Science 01 01 02 04
9. Finance 11 05 11 03 30
10. Computer/Information Technology 10 04 09 02 25
11. Agri Marketing/Agri Business Management 01 01 02
12. Development Management 01 01 01 03
II Assistant Manager (Rajbahsha) 04 01 01 01 07
III Assistant Manager(P&SS) 01 01 02
Total 68 27 09 49 17 170

NABARD Grade A Vacancy 2022

  • The vacancy for the NABARD Grade A Recruitment 2022 for the Grade A Assistant Manager posts has been released along with the NABARD Grade A Notification 2022. This year, 170 vacancies for Assistant managers have been announced.

NABARD Grade A Application Fee

  • The Application Fee for the NABARD Grade A Recruitment 2022 is tabulated below post-wise;

What is the eligibility for NABARD Grade A 2022 examination?

  • Eligibility criteria for NABARD Grade A 2022 examination is as follows:

NABARD Grade A 2022 – Application Fees
Category General SC/ST/PWD
Grade A (RDBS & Rajbhasha) Rs. 800 Rs. 150
Grade A (P & SS) Rs. 750 Rs. 100

1. Age Limits:-

(As on 1st July 2022) – 21 to 30 Years

2. Relaxation in Age Limit:-

  1. 03 years in case of eligible OBC applicants
  2. A maximum of 05 years in case of:

(i) Applicants belonging to SC/ST, if the posts are reserved for them.

(ii) Ex-servicemen (including Emergency Commissioned Officers/Short Service Commissioned Officers) provided that the applicants have rendered at least five years of continuous Military Service and have been released on completion of assignment (including those whose assignment is due to be completed within one year) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or on account of physical disability or have been released on account of physical disability attributable to Military Service or on invalidation.

(iii) Emergency Commissioned Officers/Short Service Commissioned Officers who have completed their initial period of assignment of five years of Military Service but whose assignment has been extended beyond five years and in whose case, on selection, the Ministry of Defence issues certificates that they would be released within 03 months from the date of receipt of an offer of appointment, (iv) Children/family members of victims died in the 1984 riots.

  • 10 years for PWBD (General); 13 years for PWBD (OBC) and 15 years for PWBD (SC/ST) applicants.

3. Minimum Education Qualification:-

Officers in Grade ‘A’ (RDBS) – (General)

  • Bachelor’s Degree in any subject from a recognized University with a minimum of 60% marks (SC/ST/PWBD applicants –55%) in aggregate or Post Graduate degree, MBA/PGDM with a minimum of 55% marks (SC/ST/PWBD applicants – 50%) in aggregate or CA/ CS/ICWA OR Ph.D from Institutions recognized by GOI/UGC.

NABARD Grade A 2022 Exam Pattern

  • The NABARD Grade A prelims exam is conducted online with 200 Multiple Choice Questions (MCQ) with a duration of 2 hours and the NABARD Grade A Mains exam comprises two papers – I, II with a duration of 90 minutes each. Have a look at the detailed NABARD Exam Pattern from here.

NABARD Grade A Prelims Exam Pattern 2022

  • NABARD Grade A Prelims Exam is of a qualifying nature and the candidates will be shortlisted for Mains Exam based on the sectional and overall cut-off marks.

S.No. Name of Test Number of Questions Maximum Marks Total Time
1. Reasoning Ability 20 20 120 minutes
2. English Language 40 40
3. Computer Knowledge 20 20
4. General Awareness 20 20
5. Quantitative Aptitude 20 20
6. Economic & Social Issues (with focus on Rural India) 40 40
7. Agriculture & Rural Development (with focus on Rural India) 40 40
Total 200 200

NABARD Grade A Mains Exam Pattern 2022

  • The NABARD Grade A Mains Examination consists of two papers. Paper I is a descriptive test on General English and Paper-II will be of multiple-choice-based questions depending on the posts selected.

Paper Subjects Type of Paper Total Marks Duration
Paper-I General English Descriptive 100 90 minutes
Paper-II Varies According to the Post Multiple Choice Based 100 90 minutes

NABARD Grade A 2022- Marking Scheme

  • The Phase 1 examination or the preliminary examination is a single paper comprising 200 Questions and 200 Marks.

  • The overall duration of this paper is 120 minutes i.e., 2 hours. And there is no sectional timing. For every wrong answer marked, 1/4th of the marks assigned to that question are deducted as a penalty.

  • The Phase 2 examination of NABARD Grade A for the post of Generalists consists of 2 papers of 100 Marks each.

Paper-I: General English Online Descriptive 90 3 100
Paper-II: Economic and Social Issues and Agriculture and Rural Development 50% Objective 50% Descriptive 30 Min 90 Min (Total-120) 30 Objective 04 Descriptive 100

In Paper II, 6 descriptive questions are asked out of which only 4 are supposed to be answered (2 Questions of 15 marks and 2 questions of 10 marks each)

  • The calling ratio to qualify for the main examination and interview is a maximum of 1:25 and 1:3, respectively. 
  • There will be a penalty for wrong answers marked by the candidate. For every wrong answer marked, 1/4th of the marks assigned to that question will be deducted as penalty in Phase-I and Phase II. 

Phase 3 Details:-

  • The Phase III of the NABARD Grade A examination consists of an Interview.
  1. Candidates are shortlisted for interview based on their Phase 2 marks only (sum of all 2 papers)
  2. The interview carries a weightage of 50 marks
  3. Candidates can opt for an interview either in Hindi or English
  • The final selection of candidates is done by adding marks secured in Phase 2 and Interview.

NABARD Grade A Syllabus 2022

NABARD Grade A Prelims Syllabus 2022:-

Name of Section NABARD Grade A Topics
Reasoning Ability Puzzles & Seating arrangement Syllogism Data sufficiency Statement based questions (Verbal reasoning) Inequality Miscellaneous Questions Input-Output Blood relations Coding-Decoding
Quantitative Aptitude Data Interpretations Quadratic Equations Number Series Simplification/ Approximation Data Sufficiency Arithmetic Questions Quantity Comparisons Mathematical Inequalities
English Language Reading Comprehension Cloze test Sentence improvement Spotting the errors Fill in the blanks Sentence rearrangement Para Jumbles New pattern questions
General Awareness In current affairs, questions can be asked from recent appointments,  awards, and honours, sports, new schemes, national and international  news, latest developments in science and technology. The questions will be from Banking and Economy, Insurance, Current Affairs.
Computer Knowledge This section includes topics from various topics like the Internet, Input- output devices, DBMS, Networking, MS Office, History of computers & Generations, Shortcuts.

  • Let’s have a glance at the detailed syllabus of the NABARD Grade-A Exam for the preliminary also because the main phase is separately.

NABARD Grade A Mains Syllabus 2022

  • Phase 2 of the NABARD Grade A Exam consists of the following:
  1. Online Descriptive Test – Paper-I
  2. Online Objective Test – Paper-II
  • Let’s discuss the syllabus of those papers in detail:

NABARD Grade A Mains Exam: Paper-I – English Writing

  1. This paper is descriptive in nature.

  2. This paper consists of questions supported by Essay, Précis writing, comprehension, and Business/Office Correspondence.

  3. The objective of the paper is to assess the writing skills including expressions and understanding of the subject.

  4. Paper I is common for Grade ‘A’ –Rajbhasha, RDBS, and Legal

NABARD Grade A Mains Syllabus: Paper-II – Economic & Social Issues:-

  • Here is the topic under the Economic & Social Issues for Paper-II of the NABARD Grade A Mains exam:

Topic Name NABARD Grade A Syllabus
Nature of Indian Economy 1. Structural and Institutional features 2. Economic Underdevelopment 3. Opening up the Indian Economy 4. Globalization 5. Economic Reforms in India 6. Privatization.
Inflation Impact on National Economy and  Individual Income and Trends in Inflation
Poverty Alleviation and Employment Generation in India 1. Rural and Urban 2. Measurement of Poverty 3. Poverty Alleviation Programmes of the Government.
Population Trends 1. Population Growth and Economic Development 2. Population Policy in India.
Agriculture 1. Characteristics / Status 2. Technical and Institutional changes in Indian Agriculture 3. Agricultural performance 4. Issues in Food Security in India 5. Non-Institutional and Institutional Agencies in rural credit.
Industry 1. Industrial and Labour Policy 2. Industrial performance 3. Regional Imbalance in India’s Industrial Development 4. Public Sector Enterprises.
financial institutions in India and Rural banking Reforms in the Banking/ Financial sector.
Globalization of Economy 1. Regional Economic Co-operation. 2. IMF & World Bank 3. Role of International Funding Institutions 4. WTO
Social Structure in India 1. Multiculturalism 2. Demographic trends 3. Urbanization and Migration 4. Gender Issues Joint family system 5. Social Infrastructure 6. Education 7. Health and Environment.
Education 1. Status & System of Education 2. Socio-Economic Problems associated with Illiteracy 3. Educational relevance and educational wastage 4. Educational Policy for India.
Social Justice 1. Socio-economic programmes for scheduled tribes and scheduled caste and other backward 2. Problems of scheduled castes and scheduled tribes
Positive Discrimination in favour of the underprivileged 1. Social Movements 2. Indian Political Systems 2. Human Development

NABARD Grade A Mains Paper-II: Agriculture & Rural Development:-

  • In the following tabular, the important topics under the Agriculture & Rural Development section of Paper-II for the NABARD Grade A Mains exam:

Topic Name Details
Agriculture • Definition, meaning, and its branches • Agronomy: Definition, meaning, and scope of agronomy. • Classification of field crops. • Factors affecting crop production • Agro Climatic Zones • Cropping Systems: Types and Definition of cropping systems. • Meteorology: weather parameters, crop-weather advisory • Precision Farming • System of Crop Intensification • Organic farming • Dry land problems- seed processing, Seed production, seed village
Soil and Water Conservation • Major soil types • Soil fertility • Fertilizers • Soil erosion • Soil conservation • Watershed management
Water Resource • Irrigation Management • Types of irrigation • Sources of irrigation • Crop-water requirement • Command area development • Water conservation techniques • Micro-irrigation • Irrigation pumps • Major, medium, and minor irrigation.
Farm and Agri Engineering • Farm Machinery and Power • Water harvesting structures • Farm Ponds • Agro-Processing • Perishable food storage, Sources of power on the farm- human, animal, mechanical, electrical, wind, solar and biomass, biofuels, godowns, bins, and grain silos. • Sources of power on the farm- human, animal, mechanical, electrical, wind, solar and biomass, biofuel
Plantation & Horticulture • Definition, meaning, and its branches • Production technology of various plantation, Agronomic practices and horticulture crops • Value and supply chain management of Plantation and Horticulture crops, Post-harvest management.
Animal Husbandry • Different species of livestock • Farm, animals and their specifications and role in the Indian economy • Animal husbandry methods in India • Utility classification of breeds of cattle. • Common feeds and fodders, their utility and classification. • Introduction: poultry industry in • Poultry production and management • The significance of mixed farming and its relevance to socio-economic conditions of farmers in India • Obligatory and Complimentary nature of livestock and poultry production with that of agricultural farming.
Fisheries • Fisheries resources • Exploitation and Management – freshwater, marine, brackish water, Aquaculture- Inland and marine • Biotechnology • Post-harvest technology • Importance of fisheries in India • Common terms pertaining to fish production.
Forestry • Basic concepts of Forest and Forestry • Principles of forest mensuration, silviculture, forest management, and forest economics • Agroforestry concepts, joint forest management, social forestry. • Legislation and forest policy in India • India State of Forest Report 2015 • Recent developments under the Ministry of Forest and Climate Change and Ministry of Environment.
Agriculture Extensions • Methods, role and its importance of evaluation of extension programmes • Krishi Vigyan Kendra’s (KVK): the dissemination of Agricultural technologies.
Ecology and Climate Change • Ecology and its relevance to man, natural resources, sustainable management, and conservation • Green House Gases (GHG), climate analysis • Causes of climate change, major GHG emitting countries Distinguish between adaptation and mitigation • Climate change impacts on agriculture and rural livelihoods • Carbon credit • IPCC, UNFCCC, CoP meetings • Funding mechanisms for climate change projects • Government of India NAPCC, SAPCC, INDC.
Present conditions of Indian Agriculture and Allied activities • Major challenges in agriculture measures to enhance • Viability of agriculture • Recent trends • Factors of Production in agriculture • Agricultural Finance and Marketing • Impact of issues of Food Security and Globalization on Indian Agriculture • Concept and Types of Farm Management.

NABARD Grade A Mains Paper-II: Rural Development:-

Topic Details
Rural Development • Concept of Rural Area • Structure of the Indian Rural Economy • Role and importance of the rural sector in India • Social, Economic and Demographic Characteristics of the Indian rural economy • Causes of Rural Backwardness. • Rural population in India • Occupational structure • Agricultural Laborers, Handicrafts, Farmers, Artisans, Traders, Forest dwellers/tribes, and others in rural India • Changes in trends of rural population and rural workforce • Problems and conditions of rural labour • Issues and challenges in Hand-looms • Panchayati Raj Institutions – Functions and Working. • NRLM, and MGNREGA–Rural Housing, PURA, Aajeevika, and Rural Drinking water Programmes, and other rural development programs, Swachh Bharat.

NABARD Grade A Interview 2022:-

  • Applicants who qualify for the NABARD Grade A Mains round of the recruitment exam are going to be invited for the private Interview round.

  • It is the ultimate round of the NABARD Grade A officer recruitment.

  • The weightage of the NABARD Grade A Interview is going to be 25 Marks.

  • The final list of the chosen Applicants for the NABARD Grade A appointment is going to be supported by the combined many Mains and Interview.

NABARD Grade B 2022

  • NABARD conducts Grade B recruitment for Managers in Grade ‘B’ (Rural Development Banking Service). The prelims exam, mains exam, and interview are all part of the NABARD Grade B recruitment process.

NABARD Grade B 2022 Notification:-

  • Along with the official Notification, the exam dates and other important dates for NABARD 2022 Manager Grade ‘B’ will be published. The NABARD Grade B Notification 2022 will be available on the official website soon. Exam dates, age limits, educational qualifications, and other details will be included in the information. Candidates can find out more about the recruitment process by visiting the Bank’s official website and clicking on the recruitment link.

NABARD Grade B Recruitment 2022: Important Dates:-

Events  Important Dates
NABARD Grade B Recruitment 2022 Notification 3rd Week of July 2022
NABARD Grade B 2022 Prelims Exam August End/September 1st Week of 2022
NABARB Grade B 2022 Mains Exam October 1st Week of 2022

NABARD Grade B Recruitment 2022 Application Fee:-

  • Applicants must pay the application fee via online payment as specified in the official notification. This should be done after the applicant has completed all of the other aspects of the application. Candidates can make their payments using any of the website’s online options.

Category

Application fee

SC/ST/PWD

Rs 150

All Others

Rs 900

NABARD Grade-B 2022 Eligibility Criteria:-

  • The age limit and educational qualification are two of the eligibility criteria parameters. The following are some of the specifics:-

1. Educational Qualifications:-

  • Candidates who have completed their graduation or post-graduation in any subject/order and have obtained a minimum qualifying mark of 60% in the general category are eligible to apply for the examination.

  • For the order categories of SC/ST/PWD, the minimum application criteria should not be less than 55%.

Category

Relaxation

Scheduled Castes/Scheduled Tribes (SC/ST)

5 years

Other Backward Classes (OBC)

3 years

Persons with Disabilities (PWD)

10 years

Persons with Disabilities (SC/ST)

15 years

2. Age Limit Relaxation:-

Age limit- 21 to 35 years of age

NABARD Grade B 2022 Exam Pattern:-

  • The exam pattern will provide applicants with a general idea of the exam paper. As a result, while preparing for the exam, applicants should review the NABARD Grade B 2022 Exam Pattern.

  • The NABARD Grade B 2022 Exam Pattern is divided into three sections: prelims, mains, and interview. All of these phases have different exam patterns, which have been tabulated below for the applicants’ convenience.

1. Exam Pattern for NABARD Grade B 2022 Prelims:-

The prelims exam is the first stage of the examination. It’s an objective test with multiple-choice questions that you can take online. The topics, mark distribution, and time duration for the preliminary exam are listed below.

Topics Distribution of Marks Time
English 40 120
Reasoning 20
Quantitative Aptitude 20
General Awareness 20
Computer 20
Economic and Social Issues 40
Agriculture and Rural Development 40
Total 200

2. NABARD Grade B 2022 Mains Exam Pattern:-

  • Applicants who pass the NABARD Grade B 2022 Prelims will be eligible to take the NABARD Grade B 2022 Mains, which will be held online. The Mains/phase 2 exam pattern for NABARD Grade B 2022 consists of three papers: I, II, and III:
    1. The first paper is on General English, and it is a descriptive paper. The article is 12 hours long and is worth 100 marks. Essay writing, comprehension, report writing, paragraph writing, and letter writing are all covered on the exam.

    2. For General Posts, Paper-II is an MCQ-based examination that includes questions on Economic and Social Issues, Agriculture and Rural Development (with a focus on Rural India), and other topics. The paper is 12 hours long and worth 100 marks.

    3. Paper III is also MCQ-based, with questions ranging from Development Economics to Statistics to Finance and Management. The exam lasts 12 hours and is worth 100 marks.

Phase Paper Subject Type Marks Time
II 1 General English Descriptive 100 1.30 hrs
2 Economic and Social Issues and Agri. and Rural Development (with focus on Rural India) Objective & Descriptive 100 1.30 hrs
3 Development Economics, Statistics, Finance & Management Objective & Descriptive 100 1.30 hrs
TOTAL MARKS 300 4.30 hrs

  • Candidates Qualifying in Phase II and securing an adequate high rank in the merit list will be called for the Phase III interview session which will carry 40 marks.

3. NABARD Grade B 2022 Exam Pattern – Interview

  • Applicants who received a sufficiently high exam score will be invited to an interview. The interview will be worth 40 marks. The NABARD Grade B 2022 Managers will be chosen from the applicants who pass the Mains and the Interview.

NABARD Grade B 2022- Marking Scheme:-

  • In both Phase, I and Phase II of the examination, 1/4th of the marks assigned to that question will be deducted as a penalty for every wrong answer marked.

NABARD Grade-B Syllabus for Prelims

  • The following are the topics and sub-topics that frequently come in the NABARD Grade-B exam:-

General Awareness

  1. Current Affairs (National and International)
  2. Budget
  3. Awards & Honours
  4. International and National Organizations
  5. Important days
  6. Books and Authors
  7. Sports
  8. Countries and Capitals
  9. Science- Inventions & Discoveries

Reasoning

  1. Puzzles
  2. Seating Arrangement
  3. Direction
  4. Blood Relations
  5. Syllogisms
  6. Order and Ranking
  7. Coding-Decoding
  8. Machine Input-Output
  9. Inequalities
  10. Alpha-Numeric symbol series
  11. Data Sufficiency
  12. Number and System Conversions
  13. Logical Reasoning

Computer Knowledge

  1. Computer Languages
  2. Basic Hardware & Software
  3. History of Computer
  4. Devices
  5. Virus & Hacking
  6. MS Office
  7. Networking
  8. DBMS

Agriculture and Rural Development

  1. Definition, Meaning, and its branches
  2. Agriculture: definition, meaning, and its branches
  3. Agronomy: definition, meaning, and scope of agronomy
  4. Factors affecting crop production
  5. Agro Climatic Zones
  6. Cropping Systems: Definition and types of cropping systems
  7. Problems of dry land – Seed production, seed processing, seed village
  8. Meteorology: weather parameters, crop-weather advisory
  9. Precision Farming
  10. Organic farming
  11. Soil and Water Conservation: Major soil types, soil fertility, fertilizers, soil erosion, soil conservation, watershed management
  12. Water Resource: Irrigation Management: types of irrigation, sources of irrigation, crop-water requirement, command area development, water conservation techniques, micro-irrigation, irrigation pumps, major, medium, and minor irrigation.

English

  1. Error Spotting
  2. Sentence Rearrangement
  3. Reading Comprehension
  4. Synonyms
  5. Passages
  6. Idioms & Phrases

Quantitative Aptitude

  1. Data Interpretation
  2. Inequalities
  3. Number Series
  4. Approximation and Simplification
  5. Data Sufficiency
  6. HCF & LCM
  7. Profit and Loss
  8. SI & CI
  9. Problems on Age
  10. Time & Work
  11. Speed, Distance, and Time
  12. Probability, Permutation, and Combination
  13. Mensuration
  14. Average
  15. Ratio & Proportion

Economic and Social Issues

  1. Nature of Indian Economy
  2. Structural and Institutional Features
  3. Economic Underdevelopment
  4. Opening up the Indian Economy
  5. Globalization
  6. Economic Reforms in India
  7. Privatization
  8. Inflation
  9. Poverty alleviation and employment generation in India
  10. Measurement of Poverty
  11. Population Trends
  12. Population Growth & Economic Development
  13. Population Policy in India
  14. Agriculture- Characteristics/ Status
  15. Technical and Institutional changes in agriculture
  16. Agricultural Performance
  17. Issues in Food Security in India
  18. Non-institutional and institutional agencies in rural credit
  19. Industrial and Labour Policy
  20. Industrial Performance
  21. Regional imbalance in India’s industrial development
  22. Rural banking and financial institutions in India
  23. Reforms in Banking/Financial sector
  24. Globalization of Economy
  25. Role of International Funding Institution
  26. IMF &World Bank
  27. WTO
  28. Regional Economic Cooperation
  29. Multiculturalism
  30. Social Justice
  31. Positive discrimination in the favour of the underprivileged

Agriculture and Rural Development:-

  1. Farm and Agri Engineering: Farm Machinery and Power, Sources of power on the farm- human, animal, mechanical, electrical, wind, solar and biomass, biofuels, water harvesting structures, farm ponds, watershed management, Agro-Processing, Controlled and modified storage, perishable food storage, godowns, bins, and grain silos.

  2. Plantation & Horticulture: Definition, meaning, and its branches. Agronomic practices and production technology of various plantation and horticulture crops. Post-harvest management, value and supply chain management of Plantation and Horticulture crops.

  3. Animal Husbandry: Farm animals and their role in the Indian economy, Animal husbandry methods in India, common terms pertaining to different species of livestock, Utility classification of breeds of cattle. Introduction to common feeds and fodders, their classification, and utility.

  4. Introduction to the poultry industry in India (past, present, and future status), Common terms pertaining to poultry production and management. Concept of mixed farming and its relevance to socio-economic conditions of farmers in India. Complimentary and obligatory nature of livestock and poultry production with that of agricultural farming.

  5. Fisheries: Fisheries resources, management and exploitation – freshwater, brackish water, and marine; Aquaculture- Inland and marine; biotechnology; post-harvest technology. Importance of fisheries in India. Common terms pertaining to fish production.

  6. Forestry: Basic concepts of Forest and Forestry. Principles of silviculture, forest mensuration, forest management, and forest economics. Concepts of social forestry, agroforestry, and joint forest management. Forest policy and legislation in India, India State of Forest Report 2017. Recent developments under the Ministry of Environment, Forest and Climate Change.

  7. Agriculture Extensions: Its importance and role, methods of evaluation of extension programs, Role of Krishi Vigyan Kendra’s (KVK) in the dissemination of Agricultural technologies.

  8. Ecology and Climate Change: Ecology and its relevance to man, natural resources, their sustainable management, and conservation. Causes of climate change, Greenhouse Gases (GHG), major GHG emitting countries, climate analysis, the distinction between adaptation and mitigation, climate change impact on agriculture and rural livelihood, carbon credit, IPCC, UNFCCC, CoP meetings, funding mechanisms for climate change projects, initiatives by Govt of India, NAPCC, SAPCC, INDC.

  9. Ecology and Climate Change: Ecology and its relevance to man, natural resources, their sustainable management, and conservation. Causes of climate change, Greenhouse Gases (GHG), major GHG emitting countries, climate analysis, the distinction between adaptation and mitigation, climate change impact on agriculture and rural livelihood, carbon credit, IPCC, UNFCCC, CoP meetings, funding mechanisms for climate change projects, initiatives by Govt of India, NAPCC, SAPCC, INDC.

  10. Present Scenario of Indian Agriculture and Allied activities; recent trends, major challenges in agriculture measures to enhance the viability of agriculture. Factors of Production in agriculture; Agricultural Finance and Marketing; Impact of Globalization on Indian Agriculture and issues of Food Security; Concept and Types of Farm Management.

NABARD Grade-B Syllabus for Mains

NABARD Grade-B 2022: English Paper I:-

  1. English (Writing Skill)
  2. Formal Letter
  3. Informal Letter
  4. Report Writing
  5. Letter Writing
  6. Paragraph Writing
  7. Comprehension
  8. Essay Writing

NABARD Grade-B Mains Paper II Syllabus:-

Economic and Social Issues with Focus on Rural India

  1. Nature of Indian Economy;
  2. Structural and Institutional features;
  3. Economic underdevelopment;
  4. Opening up the Indian Economy;
  5. Globalization;
  6. Economic Reforms in India;
  7. Privatization;
  8. Inflation;
  9. Poverty Alleviation and Employment Generation in India;
  10. Measurement of Poverty;
  11. Population Trends;
  12. Population Growth and Economic Development;
  13. Population Policy in India;
  14. Agriculture – Characteristics / Status;
  15. Technical and Institutional changes in Indian Agriculture;
  16. Agricultural performance;
  17. Issues in Food Security in India;
  18. Non-Institutional and Institutional Agencies in rural credit;
  19. Industrial and Labour Policy;
  20. Industrial performance;
  21. Regional Imbalance in India’s Industrial Development;
  22. Rural banking and financial institutions in India;
  23. Reforms in the Banking/ Financial sector;
  24. Globalization of Economy;
  25. Role of International Funding Institution;
  26. IMF & World Bank;
  27. WTO;
  28. Regional Economic Cooperation;
  29. Multiculturalism;
  30. Social Justice;
  31. Positive Discrimination in favor of the underprivileged;

Agriculture and Rural Development with focus on Rural India-

  1. Agriculture: definition, meaning, and its branches;
  2. Agronomy: definition, meaning, and scope of agronomy;
  3. Classification of field crops;
  4. Factors affecting crop production;
  5. Agro Climatic Zones;
  6. Cropping Systems: Definition and types of cropping systems;
  7. Problems of dry land – Seed production, seed processing, seed village;
  8. Meteorology: weather parameters, crop-weather advisory;
  9. Precision Farming;
  10. Organic farming;
  11. Soil and Water Conservation: Major soil types, soil fertility, fertilizers, soil erosion, soil conservation, watershed management;
  12. Water Resource: Irrigation Management: types of irrigation, sources of irrigation, crop-water requirement, command area development, water conservation techniques, micro-irrigation, irrigation pumps, major, medium, and minor irrigation;
  13. Farm and Agri Engineering: Farm Machinery and Power, Sources of power on the farm- human, animal, mechanical, electrical, wind, solar and biomass, bio fuels, water harvesting structures, farm ponds, watershed management, Agro-Processing, Controlled and modified storage, perishable food storage, godowns, bins, and grain silos;
  14. Plantation & Horticulture: Definition, meaning, and its branches. Agronomic practices and production technology of various plantation and horticulture crops. Post-harvest management, value and supply chain management of Plantation and Horticulture crops;
  15. Animal Husbandry: Farm animals and their role in the Indian economy, Animal husbandry methods in India, common terms pertaining to different species of livestock, Utility classification of breeds of cattle. Introduction to common feeds and fodders, their classification and utility;

Introduction to the poultry industry in India (past, present, and future status), Common terms pertaining to poultry production and management. Concept of mixed farming and its relevance to socio-economic conditions of farmers in India. Complimentary and obligatory nature of livestock and poultry production with that of agricultural farming.

  1. Fisheries: Fisheries resources, management and exploitation – freshwater, brackish water, and marine; Aquaculture- Inland and marine; biotechnology; post-harvest technology. Importance of fisheries in India. Common terms pertaining to fish production;

  2. Forestry: Basic concepts of Forest and Forestry. Principles of silviculture, forest mensuration, forest management, and forest economics. Concepts of social forestry, agroforestry, and joint forest management. Forest policy and legislation in India, India State of Forest Report 2015. Recent developments under the Ministry of Environment, Forest and Climate Change;

  3. Agriculture Extensions: Its importance and role, methods of evaluation of extension programs, Role of Krishi Vigyan Kendra’s (KVK) in the dissemination of Agricultural technologies;

  4. Ecology and Climate Change: Ecology and its relevance to man, natural resources, their sustainable management, and conservation. Causes of climate change, Greenhouse Gases (GHG), major GHG emitting countries, climate analysis, distinction between adaptation and mitigation, climate change impact on agriculture and rural livelihood, carbon credit, IPCC, UNFCCC, CoP meetings, funding mechanisms for climate change projects, initiatives by Govt of India, NAPCC, SAPCC, INDC.

Top 13 Interesting Facts About NABARD

  1. National Bank for Agriculture and Rural Development (NABARD) offers financing solutions with interest rates starting from 4.5% p.a. They offer short- and long-term refinancing along with direct lending. The tenure of the refinancing can range from 18 months to more than 5 years.

  2. It is under the jurisdiction of the Ministry of Finance, Government of India.

  3. International associates of NABARD include World Bank-affiliated organizations and global developmental agencies working in the field of agriculture and rural development. These organizations help NABARD by advising and giving monetary aid for the upliftment of the people in the rural areas and optimizing the agricultural process.

  4. NABARD is the most important institution in the country which looks after the development of the cottage industry, small-scale industry and village industry, and other rural industries.

  5. NABARD also reaches out to allied economies and supports and promotes integrated development.

  6. NABARD helps Self-Help Groups or SHGs through its SHG bank linkage program that will boost the activities of SHGs in the rural areas and will be a helpful step in rural development.

  7. NABARD has a portfolio of Natural Resource Management Programmes involving diverse fields like Watershed Development, Tribal Development, and Farm Innovation through dedicated funds set up for the purpose.

  8. The initiatives of NABARD include the constitution of an empowered rural India. The institution has three goal-oriented departments for achieving its motive: The finance department, the Developmental department, and the Supervisory department.

  9. NABARD also helps handicraft artisans sell their products by training and providing a marketing platform for them.

  10. It’s headquartered in Mumbai, India. It has 336 district offices across the country. The Chairman of NABARD is Dr. Harsh Kumar Bhanwala.

  11. NABARD gives guidelines for the promotion of group activities under its programs and provides 100% refinance support for them.

  12. It also supports “Vikas Vahini” volunteer programs which offer credit and development activities to poor farmers.

  13. NABARD has a vision such as the Development Bank of the Nation for Fostering Rural Prosperity.

Laxmi Patil- 13angle writer

Laxmi Patil

Writer

13angle

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